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They look at that prospects of failing participants can be influenced, but they'd have use of other signifies of payments, such as charge cards, debit cards, and credit rating transfers, to meet their obligations.
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Tests of disaster management arrangements. While cash necessities are a primary line of protection for direct and indirect members, there might be scope to execute an operational test of crisis preparations, which could require simulating the failure of a number of institutions. The authorities usually do not be expecting potential failures of one or more individuals to induce contagion in Pix, and correspondingly never classify it as being a systemically crucial payment process less than Brazilian regulation.